Ben brings a rare dual perspective to personal finance: over 20 years spent both building software and allocating capital. As a founder, freelancer, and employee across industries — from Marketing and Gaming to LawTech, Analytics, and Social Media — he has experienced both sides of the equation: running operations and owning assets.
His investment experience spans equities, bonds, precious metals, and crypto, always guided by a simple belief: good investing is more about behavior than brilliance.
Working remote, by choice and by design, and always treating time as the ultimate asset to protect. He holds a Computer Science degree and certifications across programming, AI, and blockchain, alongside a Financial Markets certificate from Yale University, Portfolio and Risk Management credentials from the University of Geneva, and an AWS Cloud Practitioner certification — a reminder that the best mental models often cross industry lines.
He writes at portfolio42 for investors who think outside the box.
Most investors track prices, read reports, and follow the news. But there is one risk factor almost nobody checks — their own emotional state. The market doesn't care if you slept badly or had a rough day. But how you feel will shape every decision you…
Continue reading...When Isaac Newton watched the apple fall, he didn't "invent" gravity. He simply identified a law of nature that had been there since the beginning of time. Whether we like gravity or not, it is always working in the background. Capitalism is very similar. It…
Continue reading...In the world of money, one of the hardest things to do is to stop moving your finish line. Most of us spend years learning how to take risks and how to work hard for "more." But once you have enough to be free, the…
Continue reading...Many people dream of "being their own boss." They picture the CEO lifestyle: making big decisions and building an empire. But for the savvy investor, the goal isn't to build the engine—it’s to own the output. If you are choosing where to put your energy…
Continue reading...Classical economics assumes investors are logical decision-makers who carefully weigh risks and rewards. In reality, emotions often override reason. Psychologists Daniel Kahneman and Amos Tversky demonstrated this through Prospect Theory (1979), which showed that people evaluate outcomes relative to a reference point and experience losses…
Continue reading...